If you have a Luxmed package through your employer, you likely have free global travel insurance. But here is the catch: it is almost certainly NOT active yet. I recently found out that even though my company pays for this "Premium" benefit, I wasn't actually covered because I hadn't signed a single piece of paper. Here is everything you need to know to activate yours before your next trip. 鈿狅笍 Pro Tip: When I asked my employer, they asked me
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